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Meet The Team


Our friendly staff is here to help you with all your mortgage needs. We will use our expertise to find the right program for you.

Patricia A. Caamano

Residential Mortgage Broker

NMLS #:220255

450 Amwell Rd Suite J-4

Hillsborough, NJ 08844


Office:(908) 221-0304 

Fax:(866) 600-0195

Pat has over 41 years experience in the mortgage banking industry, having held positions in all areas of the lending spectrum.  Starting as a post-closing clerk/typist on a part time basis while attending Drew University in 1978, Pat has truly moved up the ranks starting from the first rung.  From clerk/typist to processor to processing manager to Eastern Division Condominium Approval Department Head at a major national lending institution, Pat also worked with the Resolution Trust Corporation (RTC) in the late '80s and early 90s, performing construction and commercial loan workout, due diligence reviews and investigations work.  Following this, Pat was one of three employees in a start up operation where she held the position of Sr. Vice President of Operations for 14 years. 


Having lived and breathed within this industry for all these years, and watched the changes that can happen overnight and over time, Pat is more equipped to assist you with your mortgage financing needs in today's volatile market and difficult economy, than virtually anyone else still in the industry today.  Call upon a true and very experienced professional to guide you through what is likely one of the biggest purchases you will make in your lifetime. 


Cell: 908-625-7331

Office:(908) 221-0304 Ext. 305

Fax:(866) 600-0195



Apply With Me

Richard L . Bolt 

Residential Mortgage Broker

NMLS #:222703

450 Amwell Rd, Suite J-4

Hillsborough, NJ 08844


Rich has over 25 years of experience in the lending/mortgage industry.  He has held a Mortgage Banking/ or Mortgage Broker license for over 19 years.  He enjoys working with people and helping them achieve their goal of home ownership.  Rich specializes in FHA & Conventional purchase and refinance transactions.  He also has a vast amount of experience in renovation lending. Rich has received the Five Star Professional Reward for the past 8 years in a row, and 9 years in total.


Rich graduated from Rider University with a BS in Finance and also attended Raritan Valley Community College.

Crossroads Financial Mortgage Inc. 450 Amwell Rd, Suite J-4 , NJ 08844 State of NJ - Department of Banking - Licensed Residential Mortgage Broker - NMLS ID No. 220376

State of Florida - Mortgage Broker License MBR4830

As a mortgage broker, we arrange loans with third-party providers and cannot make any loan commitments or fund any mortgage loans.

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